I've just sent an email to my mailing list based on Stuart Goldsmith's 'Seven Secrets of The Millionaires.' I don't know how they felt after reading the message it contained but it impressed me so much that I felt I must immediately write an article about it.

Stuart Goldsmith is a British multi-millionaire who moved from being in debt to becoming one of the rich people through his direct mail business. He also wrote a brilliant news letter. Some of his ideas may not be new but they are expressed in a powerful way and deserve to be read again and again. The key idea in this article is one of them

In Chapter One of his classic book, Stuart demolishes the idea that millionaires are lucky; instead they have become rich by making thousands of small decisions in which they chose to get the job done rather than not to get it done. They chose action rather than inaction:

"Most people believe that wealth is a lottery, that cards were shuffled and then randomly dealt and some received an Ace, whilst others received a Two or a Three and some get the Joker. They further believe that this is just luck - like the lottery, and so those lucky people with Aces should be willing to hand over a portion of their wealth to those unlucky people with lower cards.

Closer examination reveals a different truth, and one which is unpalatable to the general public. It is not a truth they wish to hear. The truth is that with a few exceptions, the wealth creators were not dealt Aces randomly by fate. They worked at their success by making correct choices on a minute by minute, day by day basis. Let me explain.

Everything you are and have today is the exact summation of countless thousands of little choices and decisions you made from the day you were first consciously able to make such choices. And stating it simply, those choices were mainly between action and inaction. Or putting it another way, between action and laziness. I'm not talking big, life-changing decisions here. I'm talking about tens of thousands of day by day, minute by minute choices like "shall I get up or lie in bed for another half hour?" "Should I read another chapter of that textbook or go for a beer instead?" "Should I try a little harder to get this job right, or just turn it out in a sloppy fashion?"

Thousands upon thousands of little things going right back to school days when you decided between completing a homework assignment or watching TV instead.

As Jim Rohn says, "Everything matters." It is the small choices which matter. The little day by day disciplines which build into an inexorable force propelling you towards success and wealth. After a lifetime of always choosing the easy option, the lazy way out, the least amount of work, the mediocre will have the temerity to call you 'lucky.' They will then demand 'their' share of your wealth - the wealth you built by numerous small daily disciplines, each one requiring you to forgo immediate gratification of your desires.

If anyone ever accuses you of being 'lucky' just reply: "You're right. And you know what? The harder I worked, the luckier I got." Whilst your friends are watching soap operas or down the pub, you will be working late nights, forgoing instant pleasure, striving to create new values, new products, new ideas which will move mankind forward."

I was going to add several comments to Stuart's words but I think he has said it so well that I will only add one or two comments. Nor am I infringing his copyright since I was an attendee in 2002 at one of his 'retirement' seminars when he generously handed over licences to his info products to the attendees.

In the passage above, he has provided a very effective guide or measuring tool to help us choose the best decisions minute by minute. Choosing action over inaction may seem stunningly obvious but the results of not choosing action only show up gradually and so it helps to have some one like Stuart point out the power of the thousands of chances we get to choose to get the job done rather than not get it done. We all need to do our 'homework' on a regular basis.

Not getting it done may seem to have no effect on our lives at the time but later on we'll suffer the consequences. I have chosen to read emails rather than mow the lawn for weeks. The back garden has suffered and will take a long time to mow.

This is no big deal but other choices could mean the difference between riches and poverty. A choice to take action and check out your investments more carefully could save you losing thousands if you have invested in another Enron. On the other hand daily choices to save money could keep you out of debt.

On reflection, we can be grateful that we are able to make these daily, minute by minute choices. Our lives, in all their glorious or inglorious details, are in our own hands. We can act or not act. Luck has nothing to do with it! The next time you are hesitating about making that phone call or leaving it till tomorrow, just pick up the phone and make the call. Choose action over inaction. Choose action over laziness.

John Watson

John Watson was born in Shanghai at the start of World War II on Dec 31st 1939

His father, a British civil engineer, was given the choice of working in the mines of Northern China for the occupying forces or going to a concentration camp. He refused to work for the invading forces.

As a result the whole family were imprisoned in a concentration camp in the middle of China in 1942. Eric Liddell (featured in the Chariots of Fire) the Scottish runner and missionary was imprisoned in the same camp.

In 1945 the family was rescued by American troops who were parachuted in. John's most treasured possession from this time is a plane made of bullets given him by one of the US soldiers. The tail parts have been lost but most of it remains. He also remembers being given a bottle of coca cola by one of the US troops and has been an addict ever since!

They moved to England and then, when John's father died, to the Isle of Man.

John went to school in the Isle of Man and then taught Physical Education at a prep school in Hertfordshire. Around this time he had three mystical experiences of contact with God.

He then studied English Literature at Cambridge University and later became an English teacher in South East London but, after 5 years, he did a diploma in Religious Studies and began teaching about religion full time.

After 33 years teaching in three London Comprehensive schools, John retired from teaching. He received several awards and commendations for teaching both religious studies and the martial arts. He still teaches martial arts after beginning training in karate at the age of 37. The style he now teaches is Choikwangdo, a brilliant self-defence and health oriented style founded by Grandmaster Kwang Jo Choi in 1987.

In his retirement he began studying internet marketing and continued his study of the psychology of achievement and self development. This has always been a key interest.

John plans on writing reports and books on both teaching and on achievement in general. He feels that many schools let their students down by not teaching enough about how to study (by using mind maps for example) and about how to set goals and how to start saving money for their early retirement!

John's main aim is to make the most of his own potential and to help others make the most of their's. He also wishes to pass on whatever he knows of the meaning of life and to discover more and share more about the truths behind the universe.